No one expects to come home in a casket. But more Americans are. The number of claims made on death benefits by On Call International, a travel assistance service in Salem, N.H., has almost doubled in the last three years, rising from 125 claims in 2005 to 247 last year. Its numbers reflect a broader industry trend.This is just in case you violate one of those laws in those other countries! But seriously, be prepared!

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